Custom Insurance Coverage is Our Specialty

Travel

We offer special travel insurance policies including those for individuals and groups.

• Student (inbound our outbound)
• Business Travel
• Foreign Travel (short-term and long-term)

Lines of Coverage

• Hospital Room and Board
• Intensive Care Unit
  Local Ambulance
• Emergency Room Co-payment – Claims incurred in U.S. or Canada
• Urgent Care Center
• Acute Onset of Pre-existing Condition (excludes chronic and congenital conditions) (only available to members under age 70)
• Terrorism
• Physical Therapy
• All Other Eligible Medical Expenses
• Emergency Medical Evacuation
• Repatriation of Remains
  Local Burial or Cremation
• Crisis Response- Ransom, Personal Belongings, and Crisis Response Fees and Expenses
• Crisis Response Rider
• Emergency Reunion
• Bedside Visit
• Return of Minor Children
• Pet Return
• Political Evacuation
• Trip Interruption
• Accidental Death & Dismemberment (excludes loss due to Common Carrier Accident)

Sports

S3 offers a wide range of sports-related event polices.

• Participant Accident, Participant Liability and Spectator Liability
• Sport Teams, Leagues and Individuals

Lines of Coverage

• Accidental Death & Dismemberment
• Accident Disability
• General Liability

Get more details on additional coverage.

Downloads

• Amateur Sports Liability Application
• Large Group Quote Questionnaire 

Education

Our education policies can meet the needs of a range of events.

• Student K-12 Base and Catastrophic (Public & Private)
• Daycare, Preschool, Nursery School, Head Start and Montessori
• Camps: Overnight, Sports, Extreme Adventure, Music & Education, and more

Lines of Coverage

• Accident Medical
• Accidental Death & Dismemberment
• General Liability
• Sexual Abuse and Molestation

Get more details on additional coverage.

Downloads

• K-12 Coverage Application
• Oklahoma K-12 Voluntary Sales Brochure

Special Events

S3 has a wide array of admitted carriers that we provide underwriting on behalf of and place business with. In  addition to excess and surplus line carriers in order to cover all specialize underwriting needs can provide coverage for special events ranging from the traditional to new, harder-to-categorize events.

• Entertainment Events
• Walkathons, Races, Mud Runs, Obstacle Courses
• Festivals: Music, Comedy, County Events
• Fairs: County, State and Church
• Skateboard and BMX Events
• Cannabis Events

Don’t see your special event listed? Contact us and we can put a plan together to underwrite it.

Lines of Coverage

• General Liability
• Excess Umbrella
• Accident Medical
• Accidental Death & Dismemberment
• Protection: Event Cancellation, Weather, Prize Indemnity and More

Downloads

• Special Events Liability Application
• General Special Events Application

Specialty

In most cases, volunteers are not covered  and the exposure it creates. Our specialty underwriting provides solutions that covers a wide range of coverage groups, organizations and events.

Effective, reasonably priced program that covers volunteers.

• Groups: Volunteer Organizations, Volunteer Fire Departments, Auxiliary Groups, Charity Workers and More

Lines of Coverage

• Accident Medical
• Accidental Death & Dismemberment
• Accident Disability

Downloads

• Large Group Quote Questionnaire

Custom Programs

If you have a one-off or large-volume program, we can provide custom underwriting built to your specifications. Whether it’s a large group of similar events like multi-city touring festivals, or a specific program such as a regional children’s daycare franchise, our agents have the experience and expertise to provide the flexibility you need to meet your client’s needs.

Downloads

• Large Group Quote Questionnaire